Nchedolisa Akuma
Senior Fintech Analyst
Bio
Nchedolisa Akuma, Senior FinTech Analyst, advised Interswitch and led Nigeria's social commerce research. Specialising in payments, SME banking, and digital regulations, she's authored pivotal reports on the financial landscape in Ghana, Nigeria, Senegal, Kenya, and South Africa.
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24 APR 2024The Nigerian Consumer Credit Corporation (Credicorp) could unlock Nigeria’s informal lending market potential
We examine how the Nigerian Consumer Credit Corporation will improve credit access in Nigeria’s highly informal credit landscape.
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08 APR 2024Ghana’s mobile money market expansion defies taxation headwinds
Exploring how Ghana's mobile money operators navigate taxation hurdles and unique market dynamics to capture future growth opportunities.
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03 APR 2024The Brief: Nigerian Central Bank’s recapitalisation reform spurs M&A activity
We assess the implications of the CBN's minimum capital requirement policy on the Nigerian financial services sector
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21 FEB 2024Chart of the Week: CBN policy affects Nigerian households' $21 billion remittances
The CBN’s decision to bar international money transfer licenses for fintechs and banks could further threaten this lifeline.
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16 FEB 2024Fawry is spearheading Egypt's digital payments revolution
Fawry is transforming Egypt’s cash-led economy into a brooding payment hub by adapting to local nuances and competing on speed and access.
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12 JAN 2024Kenyan climate tech startups are driving demand for embedded finance solutions
We assess how Kenyan climate startups drove demand for flexible B2C and B2B financing solutions in 2023 and provide an outlook for 2024.
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08 DEC 2023Nigerian paytechs battle for tighter consumer wallets
Rising food and energy costs leave Nigerian consumers reluctant to spend. Paytechs must find innovative ways to coax money out of consumer wallets.
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08 NOV 2023Africa’s cross-border payment regulations need an overhaul
Africa is the most expensive continent for international money transfers due to regulatory barriers.
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20 OCT 2023The Brief: Why did Safaricom acquire M-PESA Holding Co. Limited?
Implications of Safaricom's M-PESA Holdings acquisition
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16 OCT 2023Unraveling the contrasts in Nigerian and Kenyan data protection laws
Regulatory expectations vary between countries, and being aloof to these differences could land you in the crosshairs of national data regulators.
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28 SEP 2023Plugging Rwanda’s financial exclusion gaps
A credit barrier and other opportunities fintechs can explore to boost financial inclusion in Rwanda.
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19 SEP 2023Why did Flutterwave launch Swap?
We assess the problems Flutterwave's recently launched Swap aims to solve.
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13 SEP 2023Banks vs Safaricom: Who will win the fight for Kenyan merchants?
In the fight for Kenyan merchants, banks have three advantages—bigger account limits, targeted loans and competitive pricing—over Safaricom’s M-PESA.
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31 AUG 20235 barriers preventing Nigerian women from accessing financial services
Nigerian women face education, location, and other barriers when accessing financial services. We analyse five barriers and benefits to fixing them.
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24 AUG 2023Kenya’s credit finance strategies for small businesses need a boost
We assess the adequacy of credit finance solutions for Kenya’s small businesses.
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14 AUG 20239 trends shaping Nigeria's consumer payments market
We uncover nine trends that show Nigeria's evolving consumer payments, unpacking opportunities to boost financial inclusion.
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01 AUG 2023How NIBSS can better support Nigeria's financial ecosystem
Is Nigeria’s payment juggernaut doing a good job of supporting the digital economy?
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24 JUL 2023Boosting forex supply in Nigeria: The remittances opportunity
An assessment of how the CBN's policy reversal on remittances will benefit the Nigerian economy.
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14 JUL 2023Mastering fintech: the road to 25 million users
Unpacking PalmPay's innovative financial inclusion approach and its secret ingredients—steep discounts, wide distribution, and payment infrastructure.
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07 JUL 2023Financial inclusion success: What Nigeria can learn from Ghana
We assess events driving Ghana's financial inclusion success.
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22 JUN 2023How will exchange rate reforms affect fintech companies?
Cross-border fintechs built their moats on Nigeria's FX market inefficiencies. With Nigeria's latest FX reforms, we assess what could change.
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14 JUN 2023Nigeria's Startup Act 2022 under threat; needs acceleration
Implementation of Nigeria's Startup Act has stalled. What does this mean for tech businesses?
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31 MAY 2023USSD or Mobile Banking: which is Nigeria’s path to financial inclusion?
Analysing the more effective platform for reaching the financially excluded; USSD or mobile banking
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19 MAY 2023How do BNPL startups minimise risks from bad borrowers?
Amidst no consolidated identity management system in Nigeria, we look into strategies Fintech startups apply to reduce bad borrower incidence.
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04 MAY 2023Why are 33 million Nigerians still offline?
The Journey to Digital Nigeria: Progress and Challenges of the National Broadband Plan.
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18 APR 2023Impact of CBN's new policy on POS operators
POS wars: Banks vs Fintechs
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05 APR 2023What trends defined Africa's tech ecosystem in March 2023?
We assess how foreigners' bias, closed-down funds and historically low deal flow defined Africa's tech ecosystem in March.
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28 MAR 2023Can digital payments outpace cash transactions in Nigeria?
An analysis of how Nigeria’s digital payment systems have evolved.
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02 MAR 2023Are POS agents winners or losers in Nigeria’s cash crunch?
How Nigeria's cash scarcity is impacting mobile money agents.
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14 FEB 2023Why the odds are stacked against CBN’s AfriGo
We look into the CBN's financial inclusion agenda for AfriGo, its domestic card scheme.
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06 FEB 2023Are Nigerian fintechs building what small businesses need?
Assessing B2B solutions for Nigeria's small businesses.
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17 JAN 2023CBN vs POS agents: Is it time to wave goodbye?
Assessing the new CBN cash withdrawal limit and its impact on POS agents.
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09 JAN 2023Six predictions for the Nigerian Fintech sector in 2023
POS jobs, dodgy borrowers, fraud reports and other predictions to look out for in Nigeria's Fintech ecosystem in 2023.
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03 JAN 2023Why we can expect to see more Microfinance banks in 2023
How microfinance banking licenses are helping digital lenders reduce costs and expand their revenue base.
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07 OCT 2022How can African payment licences drive more innovation?
Regulators must create enough incentives in their licensing standards to attract potential startup founders to build viable payment solutions.